Redo the kitchen, change the floor, renovate the tiling in the bathroom, install a new heating system, secure the house, restore the roof, improve the insulation, change the windows, freshen up the paintings, etc. desires and needs which can all be financed thanks to the works loan.
What works can I finance with a loan?
Most projects are eligible for a works credit. From changing windows to insulation, including roofing or painting, you can finance all or part of your work, thanks to this loan. The only limit: a funding ceiling of $ 75,000. Once the credit has been obtained, you are the master on board, it is of course you who have complete control over your work, you decide the methods of execution from A to Z: whether or not to call on a craftsman, choice materials… The work loan does not condition the project and its execution, you are free to choose.
What are the elements to take into account when choosing my loan?
To properly choose and manage your loan, you must understand it. An approach facilitated by the various online tools available to you: clear information, practical articles, but also calculation tools for your work loan. You can thus simulate your credit before even subscribing it, without any commitment, and have all the keys in hand to understand it well. You can thus assess the amount of your work credit, its monthly payments, but also its duration. Still have questions? The advisers are there to answer you. Contact them by phone or by going to one of the agencies in the network.
Can I get a work credit?
Of course, you must meet certain conditions: be an adult, have stable income, not be registered in the national file of payment incidents of the Cream Bank, have a balance between charges and income which allows you to repay your credit. Make sure you take out sufficient repayment capacity before taking out a work loan. This precaution is essential, so that you can repay your loan without incident, depending on your financial situation. Take the time to precisely assess your situation and establish a work budget.